When people talk about “full coverage” car insurance, they’re often referring to a combination of coverages that help protect a vehicle. But, there’s really no such thing as “full coverage” for your car.
Some coverages (such as auto liability) are required by state law. Others (such as rental reimbursement) may be optional, depending on the insurer and your situation. So, it’s up to you to choose car insurance that fits your needs — making sure your coverage meets state requirements and helps you protect your car.